Hello?????‘??ˉ????????±?????è1|è?a?????“??????é’±?????o?§?~

?????—?μ?èˉ?1000??a??oé?‘?????3????…???–??oé?‘?μ?èˉ?????…3?3¨@???é’±??o??°?????￥????????2?2?????–???????

??oé?‘?μ?èˉ????é??????”?è—???‰??????0?????????è?¨??oé?‘?￥??????????èμ????è′￠??…?¤?

??o?§???è?‘????????¨????§??¤§V???èˉ?è?o??o?????°???o???o?°‘é—?a???‰?2???‰?￥?????1?????oé?‘??¨è??a?

??￥?‰??1???‰????°‘?2‰???????o??°?????????????????????3è|???¨è???????a??oé?‘???è????a?—????°???????é?????é—???…???èμ?????????????’¤???”¨é”?-‰?????é—?é￠??????????é—?é￠???

????¤???????????¤a????????o???1?è|?é—?è???1??¤???

???é?￠??‘?°±?±?????￥è·??¤§???è?2è§￡??????

??. ??o???1????è????′??￥????????¨è????oé?‘??￡???

1. ????o?è§￡???èμ???????

?????oa??￥?????1a??????oé?‘??ˉé????????è§?????|???μ???

?”????????’?é￠??????1é…?????°±??|???????ˉ1a??￥?a????è|?????|???????è????????é?￡?1?????°±a?????￥?a???

???????ˉ???a?oo???é￠?????”?????????ˉ???????·???????|????????oo???è?a?·±?????-???a??￥???oé?‘a???¨??????????°±??ˉè????o??°è?¤??￥?·?é”?èˉˉ??

è???°±?￥??ˉ”?????o????ˉ???????èμ?è…??o?o????￥—è?é￠?????¤§??????§??o’???????-”??????

??‰?oo觉??—60???????¤§??￠?–??????‰?oo觉??—85?°±??ˉè‰ˉ?￥??????‰?oo??3è|???2100????????

?|?????????3??285???????????′????o???a??3è?60???è??”??????·?-????é?￡??2?‰§????°±??‘?”??o????

?|??????‰?oo????????¨?o??”?????¨3??¨10%?????oé?‘?????′?2???3??°????–???￠èˉo??‰???é??é?￡?§??”????è????2??°30%??????è·3?????oé?‘???é?￡????°±é”?????o???—??

??a??‰?????…?￥?è????a???????1????????‰?è???ˉ1?—????è?ˉ??

?‰??￥????¤§?????3è|?????oo??¨è????oé?‘????°±??…é???o?è§￡è?a?·±??????èμ?????????

2. ?ˉ???a?oo???é￡?é??????￥????????·

??“????????????è?a?·±????”??????????è????ˉ????¤????????¤§???è??è|??????…?￥?è?a?·±???é￡?é???‰???—è????????

?????o???èμ??”?????’?é￡?é?????μ???¨?§???é’?????1??°±??ˉ???èμ???-?????ˉè????‰è§’

?????o?2???‰?“a????aèμ??o§?“??±???ˉ??￥?????°??‰?…¨?§???μ???¨?§???”?????§?…???—????1??‰??¤§???é??è?¤??oP2P??ˉ??ˉ??￥?????°?????????é￠‘?1??????′é?·???????¤????èμ?è…?????????????o???èˉ?

??oé?‘?μ???¨?§?????o???è???°±????‘3??é￡?é???’??”?????????ˉ?…???—??

??‰?????oé?‘????’¤?¤§???????1?è????|??￥é???”???????

????|??????“?–1è?????è′1è??????????¨è?–?￥???????????—??????¤§????’¤??￥è?‘40%???????1??????—?o?420.5%????”??????

?—?é—′??a?-￠9???1?—￥

??“?–1è?????è′1è?????????”????é?????é?????é?????

????????aè???‰???—20%???è·??1…?????¨????oo?????￥é?“?????…??μ??????????????¨è???o???“?–1è?????è′1è????????

??“????????¨????—?????‘???????¤§??￠?–?????????“??????è·?????—???é—?é￠??°±??￥?o????

??“???è·???°20%???????°±??????§?è′¨?–‘??–??¨è???????oé?‘??ˉ?????ˉ??‰é—?é￠????

??“???è·???°30%???????°±?????3??–??ˉ?????ˉ?”??o??1??‘?è′1??§?°??¤?è‰ˉ????‰????

??“???è·???°37%????????ˉè???°±??3é?o????‘?o????è????￥?‰“?oo?o???

?‰??￥????¤§???è??è|??????…?￥????è?a?????-è????￥??—??????¤§????¤±??

èˉ′??°è????a???¤§????¤±??￥??—è??????????‘????°±è|???￥????￥è?2è?2èμ?é?‘é?????é—?é￠??o???

3. èμ?é?‘é???1???ˉé—?é￠??‰??¨

?|????????‰???-??a??‰1000?…????é—2???èμ?é?‘?????￥??—20%????o?????????????o??o??1??°±??ˉ200?…?????13?¤?????????…è????μ?—?é—′è??è??è????o??

????|????????‰???-??‰1000??????é—2???èμ?é?‘???é?￡?1??o????20%?°±??ˉ200??????è?ˉ?????“??o?°±?????3????o???

?????·??ˉ?o?20%????‰?é??èμ?é?‘é????????????¤§???é?￠?ˉ1?o?????—??????????1?????????

??|?¤–?????‰??′?¤????èμ?é?‘é???????ˉ??￥??????èμ??o§é…?????1??°±??′?…¨é?￠??

?|??????‰?oo????????¨è???o?é??é￡?é??é???”???????a??￥???oé?‘a????é?￡???è?ˉ????1?è|?????￥?é￡?é???ˉ1??2???é…??????a?¨3?-￥???????????oé?‘??

è????ˉ??￥??1????????o?3￠??¨è?￥??“??????????-‰?“??????

????|??????????èμ?é?‘é??è???°‘?????o?o???????é￡?é???‰???—è?è?‘???è????ˉ?1°????¤??a?13?¨3?????oé?‘??′?￥???

?‰??￥?o?è§￡è?a?·±èμ?é?‘é????‰?¤??°‘????ˉ1?o?????oo????????¨è????￥èˉ′?1????????…3é”???

4. èμ?é?‘????”¨é”?’?????”¨???é?????

?¤§????1°??oé?‘é????‰???è?a?????????????????o?§??o?è§￡?¤§????????????è??é?????????·???

??‰????oo??ˉ?”¨??￥???????????è′￠?????‰????oo??ˉ?”¨??￥?…?è??????‰????ooè|?????-??-??-????è?2é?‘??

???èˉ′è|??…?è??”¨???????oo?????￥é?“???èˉ?????‘?èˉ‰?????è?‘èˉ????ETF?????o???????°±??2è??????o???

???èˉ?è????o?§?[é?“???]?…3?o?èˉ????è???????oé?‘è§￡èˉ????????????????

é????￥é?“èˉ??????¨?—?????????????è·??????￥?1???????????‰??￥??￥???é??????”?????1????é????

???è|???ˉ?”¨èˉ????????…?è?è????’???é?￡é??????????￥?1?????1?è§???

??|?¤–????¤§???è??è|??…3?3¨????”¨?????

?°±??ˉ???????????¨1?1′?????3?1′?????5?1′?????è????ˉ10?1′????”¨??°è????”é’±??

?????o?ˉ??§???oé?‘????§è′¨???????·???

??‰èˉo??‰???é??è???§???-?o??“?????”?????°??￥??????oé?‘??

?1???‰?ˉ?????¤????è???§???-????13?13?—??￥?????????‰??é??????”????é??è??2183.44%????‰???o??

è????‰?????oé?‘è????‰3?1′?°?é—-??????

?|??????????2?1′???è|??”¨??°è????”é’±?????‘???????????¨?o?3?1′?°?é—-????????oé?‘???é?￡????°±?¤a?°′?°??o???—

?‰??￥?¤§???é??è|?è?2??…?￥?è?a?·±èμ?é?‘???????”¨???????’?????”¨?????

?o?. ??o???1??¤§?????‰??¨è????￡??????????3

?‰?????oo??¨è??????a??oé?‘?…?????°±??ˉ????-|?—???‘??????è?2???a??????????a????

??‘???é????￥é?“a??????????a????èo????????o??¤§???????????￥èˉ?????ˉ1???è?èˉ????é?￡??o??￥è????‰?oo??3è|?a????a??‘￠???

1. ??o?°‘?????￥???"??·??’"????′

???è′¨?????3è??????oo??¨è??????a??oé?‘?????3?3??°±??ˉ???§?a???·??’a?????′?????o?§?????‰1èˉ???‰

?????o?¤§?????o?°‘é”????è?a?·±?????￥??è?????2?????’?è???????

è|??-|?????¤?–-??oé?‘é????é????è?a?·±è|?????¤??°‘???è￥??‘￠???

?”??????????????’¤???????3￠??¨???????????“????????oé?‘??????è·ˉ??”???????-￡??￥è?2èˉ????...

?????¨?¤aè′1?—?é—′?o????????|???′??￥?‰??ooé—?????????a???????–1?????

???????°±è????·é”?è???o?é”????è?a?·±?????￥??è????è???????

?ˉ”?|???????????1′?‰?????oo????????¨è?????????????¨è???o???ˉé?oé??????–°?…′???é??

????1′??‘?”??o??¤§è·???¨?????????è????????1??‘￠???

?????aè??è?è?‘??￠??a?????????????????ˉ?????￠??a????????¨è????

????|???????????1′??1???è?a?·±??¤?–-?1°?o???ˉé?oé?????????o?è§￡?????|??￥è????a?oo?°±??￥é?“?????–?¤′é“???????è????“è°???“???é?￡?1?????°±?????¨?????o?????￠é￡????????—????°±?????–??–??o??

??|?¤–?°±??ˉ????????a??￥é?“??????????1′?1°??ˉé?oé?????èμ??o?20%???

????¤§???é????????????o?è?a?·±èμ?é’±????—?????????–?2???‰?‘?èˉ‰???è?a?·±?1°?o??¤??°‘??????1??—????1°??????è?????é—′??????è???¤??°‘????’¤??????????‰?¤??′???

?????“?o?è?a?·±?1??2???‰???a???????a?????…¨???é?￡è????aa???????a??????—?ˉ??—?????1‰?‘??

?????????è|????????????￥????1°??oé?‘?1???ˉ????·???è?????￥?????????ˉ?????ˉ??

???è|??”¨?????ˉ??¤??3?????–?????￥??’??°??

????????oé?‘?????￥?°±??ˉ??1???è?a?·±???èμ??????????é￡?é??????￥????????”¨???é???????￥??????????????????èμ??o§é…??????????????§‘?-|????????‘??oé?‘??????????????????????13è??

2. ????ooèμ?é’±è?a?·±?2?èμ?é’±

??o???1??????3è|???o?§?????????¨è????oé?‘?‘￠???

é?￡??ˉè????ˉè?a?·±?2???‰é‰?ˉ1??oé?‘???????ooèμ?é’±?¤?è?a?·±èμ?é’±?°‘????‰??￥??3??￥é—?é—???‰?2???‰??′?￥???????è—???oé?‘??

???è????ˉ??o?§?èˉ′???é?￡??￥èˉ??????‘?????aè??èμ???°è?a?·±è?¤??￥??￥??…???é’±??

??o?§?????¤?????????¨è???o?????aè?…??‰??3??????è—???oé?‘?????????????o?è§￡??oé?‘????????????????’?é‰è????è·ˉ?°±?1°?o????

è???o?????μ?—?é—′??oé?‘???????????o????—?é”?èˉˉ?¤§è·???????è????¤?–-?￥?è|?è?￥??“???èo?è????ˉè·‘è·ˉ?-￠????‘￠???

??‘?????è?‘???????????°??o?°‘????§?a??…′?…¨?????|???è???o?a?a???“?–1è??è“??-1???è???o?a?a???±?°‘é?’è??o?a?è???±????èˉ????

?????–???è??????????¤?–-?????ˉ??oé?‘?????????é￡???????é??????°??¨????????oé￡?????‰??ˉ?è?′??–?????¨??-?????…???è·?è????ˉ????????o?o??????‘?????????é”?èˉˉ???

??‰. ?‰???o?§?è????oé?‘????-￡????–1???

?????è?2?????￥?????o?§???3?‘?èˉ‰?¤§????????ˉ???

??oé?‘???èμ??2???‰è?′?ˉ???￡??????è|???·??’???????????a???è??????????°è????????

??‘???è|???1???è?a?·±???é￠?????”??????é￡?é???‰???—è???????èμ?é?‘??ˉ??????é?????????oè????…?-‰??o????±??o?è?a?·±??????èμ??-–??￥?’???oé?‘?????????????–-è°???′????‰?è???¤?è???????°èμ???°è?a?·±???é’±???

?|?????¤§?????°??¨???èμ???oé?‘??‰??°??‘?????ˉ??￥?…???￥?’???o?§?è??è???????????é—?é￠??????o?§??°?é??????????????o????è????è§???

??????–???????é???????oè???”?è—????

??oé?‘?μ?èˉ????é??????”?è—???‰??????0?????????è?¨??oé?‘?￥??????????èμ????è′￠??…?¤?

?…3?3¨@???é’±??o??°?????oé?‘?????¨??????—?é—′?o?è§￡???

????????è????ˉè|?è·??¤§?????oè°???é?????

??o?§???a?????oé?‘?μ?èˉ??????????????1°?…￥??oè??????|??????‰???????????oé?‘???è|???1???è?a?·±??????????”?????’???ˉ?‰???—é￡?é?????è?è?‘?????￥?…????—?è￠??”??????2????o??¤′?????oé”?èˉˉ??3?????

???èμ????èo???ˉ????a??￥è????”???è???·±?????è?‘?‰?è???????o?????3?-–????°?è?????è|???2???è·?é￡????èμ???????èμ?è·ˉ?????a??‰??￥??‰???￥—è?a?·±?????3?3????????μ????‰???????è????“è?·è·ˉ~

??‘????????oé?‘?μ?èˉ???????è?·??ˉ??o?o??????°??′?¤??oo?-|?1??|???????èμ???oé?‘????|????è?¨?????oé?‘??ˉ??|é????è?a?·±???è??????ˉ??′??￥???è′-?1°??oè???????o?§??????????????ˉ?????a?ooé??è???1°??°??è??????????a?????o???